0% Finance

Rallynuts are delighted to be able to offer the option to 'Pay on Finance' with our partners Klarna. If you spend £500 or more online or in store you can choose to spread the cost of your purchase over 3.

Klarna’s [Pay in 3 instalments] [and] [Pay in 30 days] credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders.. UK residents aged 18+. Subject to status, T&Cs apply.

When buying in store you’ll be asked if you’d like to take out finance on large purchases.

For online orders just follow these steps below...

1. Add products to your basket with a nett value of OVER £500.00
2. Checkout as normal, entering your name and address etc as required...
3. On the Payment page, choose the 'Bank Transfer or 0% Finance' payment method
4. On the Payment Information page click the 'Complete Purchase' at the bottom
5. Finally on the Order Success page, fill out the 0% Finance Application and click the button...

We will then receive your information and start the process and will usually come back to you within 1-2 working days.

NB: Please be advised that when your Finance application is processed,  your proposal will include all product prices adjusted to full Recommended Retail Price (RRP), with any relevant costs added for delivery. Unfortunately discounted prices, sale items, special offers and free delivery cannot be combined or purchased using our Finance offer.                                              

Representative Example
We want our 'Pay on Finance' option to be as easy to understand and straightforward as possible that’s why we are pleased to be able to extend a 0% finance option on all purchases over £500.00. 

Finance Terms and Conditions
If your application is successful, Klarna will email you directly. Pay on Finance is available over 3 months, subject to status. To be eligible to apply for finance, you must be 18 or older, in regular employment and have been a UK resident for more than 3 years. Other conditions may apply and we cannot guarantee that your application will be accepted. Stock will not be allocated until the application has been completed and approved. We reserve the right to withdraw finance on certain products at any time. 
Should you cancel your credit agreement and have already received products from us, then you will be liable to pay in full for the product (unless your cancellation rights apply). 

Who is eligible for finance?
Finance is available on orders of £500 or more, placed on our website and in-store.

You'll need to be:
18 years or older.
A UK resident for 3 years or more/Permanent UK resident.
Be able to make regular repayments by Direct Debit.
In regular employment (minimum of 16 hours per week) including self-employment, or in a permanent residence with your spouse/partner who's in regular employment*
Have a debit card or credit card in your name and registered to your address and have a bank or building society current account.
Other conditions may apply and we cannot guarantee that your application will be accepted.

How long will it take to apply?
You should get an instant answer on whether your application for finance has been successful. In some cases, Klarna - our 3rd party financial services provider - will need to look at the application in more detail before making their decision.

What do I need to apply?
You will be sent a link to the Klarna finance upon completion of your order - All you need to do is fill out the online form providing honest and accurate information. It’s important you use your full name and address details and make sure everything is spelt correctly. Please note, this is an online only finance option.

What happens if my application is turned down?
Applications may not be accepted for a number of reasons, including mis-typed information, or not meeting the specified requirements. Please note that other conditions may apply and we cannot guarantee that your application will be accepted.
If your application isn’t successful, you can still purchase the item in full via PayPal or with a valid credit or debit card. If your application is declined, it’s usually for one of the following reasons:

- You do not meet the eligibility criteria;
- Adverse credit reference agency information;
- Your credit score;
- You are considered to be over committed financially; or
- Your existing account performance with other lenders.